All kinds of advantages...

$0 - No application or annual fees
And an advantageous interest rate of 19.9%*

1K - Up to 5% or $1000 back every year
All purchases made using the TOTEMEDGE Consumer Card are admissable towards cash-back in TOTEM Gift Cards.

The more you buy, the more you get back
From $2,000 to $5,000 = 2%
From $5,001 to $7,500 = 3%
From $7,501 to $10,000 = 4%
$10,001 and more = 5% (up to $1000)

2X - Up to 2X the AIR MILES reward miles
1 reward mile on purchases made using your TOTEMEDGE Consumer Card and 1 reward mile when you present your AIR MILES Collector Card.

Flexible payment plans...

Deferred Payment Plan
No interest for 6 months on purchases of $299 or more††

Equal Payments Plan
No interest for 12 months with equal payments on purchases of $299 or more††

Multi-Purchase Plan
No interest for 2 months while you purchase supplies and make returns or exchanges, then make 36 equal monthly payments at a fixed interest rate§.
- 6% for purchases totalling $2,500 or more.
- 13.5% for purchases totalling less than $2,500.

Any references to "month" or "monthly" refer to Desjardins standard 28-day billing cycle period.

The TOTEMEDGE Consumer Card is also accepted at participating RONA dealers and other RONA banner stores.

Print your application form and submit it by fax or mail to ...

Totem Card
PO Box 11070 Stn Centre Ville
Montreal, QC
H3C 9Z9

Fax: 1-888-393-8625

Print Application Form

totem.ca